If you would like to know
Car insurance can be confusing, so we worked hard to make it a bit simpler. If you still have questions, take a look at our explanations.
At Ominimo we believe in transparency and in putting the customer first. We encourage you to compare our prices with other insurance companies in Sweden to make sure you get the best offer. If our prices are more competitive and you prefer a digital insurance experience, we may be the right choice for you. We aim to make insurance simple, efficient and affordable.
Ominimo suits you if you value fair prices and a smooth digital experience. If you are a safe driver, traditional companies may have overpriced your insurance. Our solution is ideal if you want to handle everything quickly and easily online.
Yes. We offer third-party, part comprehensive and fully comprehensive insurance at several levels. You can choose between Basic, Premium and Extended depending on your needs.
Yes. All payments are handled through established payment services with a high security standard and encryption. You can feel safe when you pay online with us.
Ominimo is backed by Zurich Insurance Group, a globally established insurance company. In Sweden, DA Direkt is the risk carrier and is responsible for claims payouts. The business is supervised by the Swedish Financial Supervisory Authority.
You can easily make changes through our customer portal. There you can update your details, manage documents and report claims.
Often yes, but we recommend comparing for yourself. Our efficient processes let us offer competitive prices.
We use technical pricing based on risk, costs and margin. This makes sure the price is fair and based on your actual risk.
No. You get cover comparable to other companies, often at a better price.
Compare the price and the experience. If we offer better terms and smoother handling, it may be worth switching.
Zurich is our partner and risk carrier through DA Direkt. They provide the capital, the licence and the claims payouts.
Yes, a digital policy is legally just as valid as a paper version.
You receive it by e-mail straight after your purchase, and it is also in the customer portal.
We handle claims as quickly as possible. Smaller claims can be settled within hours, larger ones can take longer depending on their extent.
Yes, our services are available throughout Sweden.
You are welcome to contact us by e-mail: klagomal@ominimo.se
For claims: privat.skador@ominimo.se
Yes, you can cancel your insurance within 14 days of purchase under the right of withdrawal.
After that period you can cancel the insurance at any time, but it only ends at the end of the insurance period. Please note that the insurance cannot be cancelled retroactively.
You can cancel the insurance before the end of the insurance period in the following situations:
- if we materially fail to meet our obligations under the law or the insurance contract
- if you no longer need the insurance (for example if you no longer own the car) or in similar circumstances
- if we change the terms during the insurance period
- if the insurance has been renewed and you have not yet paid the premium for the new period
- if a new circumstance of material importance to the insurance arises
If you no longer need the insurance but have not told us, we are entitled to charge the premium for the period the insurance was in force