The complete protection for your car

Full cover including third-party and partial cover plus damage to your own car (such as accidents and vandalism), for more complete protection.

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What comprehensive cover includes

On top of everything in partial cover, comprehensive cover pays for damage to your own car from:

  • A traffic accident
  • A collision with an animal
  • Deliberate vandalism by a third party
  • Another sudden and external accidental event
  • Transport damage, for example when the car is carried on another vehicle

What is not included

  • Damage caused by wear or poor maintenance
  • Damage caused by design or manufacturing faults
  • Damage caused by corrosion or damp
  • Damage already covered by another part of the policy, such as fire or theft
  • Damage to the engine, silencer, tyres or hoses caused by an explosion in the engine, silencer, tyres or hoses
  • Damage to the tank and pipework
  • Loads in and on the vehicle must be stowed and packed with care to avoid damage as far as possible, and the vehicle's maximum towing weight must not be exceeded
  • The vehicle must not be driven on ice-covered water, unless on a winter road maintained by the Swedish Transport Administration

Deductible

The deductible for own-damage claims depends on the level you choose:
Basic
Premium
Extended
Deductible for own damage

5 000 kr

4 000 kr

3 000 kr

Additional deductible for young drivers (under 25)

2 000 kr

2 000 kr

2 000 kr

Comprehensive cover FAQ

Full protection for your car, without paying for how other people drive

Ominimo has closed its Series B at a $1.6bn valuation