The extra protection for your car, beyond the legal minimum

What partial cover includes

• Glass: replacement of the windscreen, side and rear windows, and repair of glass damage including stone chips
• Theft: compensation for theft, robbery or attempted robbery, and loss of the vehicle if it is not recovered within 30 days of your claim
• Engine damage: unforeseen damage to the engine, gearbox, electronics and other listed components, for vehicles up to 10 years / 150,000 km (5 years / 200,000 km for electric and hybrid cars)
• Fire: fire (including arson by another person), lightning strike, explosion and short circuits in wiring or cables, including the direct damage that causes to electrical components
• Roadside assistance: help with a breakdown or accident, in Sweden and abroad, with recovery as standard and the option to upgrade and add a rental car, a hotel night and transport home
• Legal expenses: compensation for legal representation in a dispute related to the vehicle, up to SEK 300,000–400,000 depending on the level

What is not included

Glass

• Damage from a collision, a rollover or the car leaving the road — that is covered by comprehensive cover instead
• Deliberate damage to the glass
• Damage to a glass roof (covered only by comprehensive cover or the manufacturer's own damage warranty)

Theft

• Damage caused by someone in your own household
• Unlawful use or misappropriation of the car
• Theft of a mobile phone or other loose audio, video or navigation equipment that is not permanently fitted (and its accessories)
• Theft without a break-in, if the car was not locked
• Damage arising because the keys were left in the car or stored insecurely

Engine damage

• Damage from racing, track driving or similar competitive use
• Damage to a component that differs from the car's standard factory specification
• Damage caused by cold, damp, corrosion or the wrong fuel
• Damage caused by rodents or insects
• Fuel lines, the fuel tank, brake system cylinders, suspension or wheel bearings
• Manufacturing or design faults, and parallel-imported vehicles
• Applies only to cars up to 10 years / 150,000 km (5 years / 200,000 km for electric and hybrid cars)

Fire

• Fire or explosion damage limited to the silencer, tyres or hoses
• Damage to an electric motor or component caused by fire or a short circuit in that very component

Legal expenses

• Simpler civil disputes that can be heard in a simplified court process (does not apply to a dispute about the insurance contract itself)
• A dispute about lending or renting out the car
• A dispute between co-owners of the car
• A dispute connected to your trade or business

Partial cover FAQ